As we journey through the various stages of life, we spend considerable time building relationships and accumulating assets. Passing on a legacy to family and friends and avoiding unnecessary taxes and administrative delays takes good planning. Your estate plan is as individual as you are, and taking the time to complete your arrangements now will give you control over how you provide for those closest to you. As you read the different stories in this booklet, take time to think about your own estate plan and how you can establish an estate plan that reflects what’s most important to you and your loved ones.